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Family cashflow3/29/2024 ![]() ![]() Try upcycling old clothes, shopping for used items, or doing a clothing swap with friends, especially for growing kids. However, when you’re budgeting, it’s good to consider what will really make you happy vs. Shopping has lots of benefits, from treating yourself or your family to supporting local businesses. Compare providers to make sure you’re getting the best deal for internet and phone service, and assess whether the plans you have are really serving your needs. This will reduce your utility bills and your carbon footprint. If you’re looking to save, try lowering the heating at night, taking shorter showers, and making sure to turn off the lights when you leave a room. Of course, you should still eat out when it suits you, but try and save it for special occasions or when you’re craving something that you can’t easily prepare yourself. You can also check what grocery stores have special deals and plan meals around them. Where possible, buying items in bulk not only saves money, it also helps you reduce waste. Try new recipes, and involve your kids in cooking and menu planning. By planning meals ahead, you can minimize your grocery shopping trips and avoid overspending. ![]() If so, here are some suggestions on where to streamline: Expenseīudgeting for food requires a little planning, but it can be empowering-and fun. You may want to review what costs can be cut to optimize your saving goals. Now that you have a clear overview of your income, spending, and goals, it’s time to set your budget.
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